Desktop+ Our Desktop + report provides an option to lenders, when they do not want to use an AVM, but for speed or flexibility, they want to utilise our auditor’s expertise. The report works well with standard, mortgageable residential property that is below £2m in London and below £1m in the rest of the country. It can also be used for semi-commercial and commercial properties that are of standard construction. Our clients use these reports for various purposes: • Speed – normal turnaround time is 48 hours. • Low loan-to-value cases – where an AVM might be used, our report will give an extra level of security. • Second change – if you are taking extra security, our report would save money and time. • Loan book reviews – if a property falls outside standard criteria, our desktop reports can give you reassurance, at a reasonable cost. • Moving from short-term finance on to a term facility – our reports would confirm the value, plus be more cost effective. • Post funding management – where the lender wants to understand the current value to support discussions with the client.